# Relocate ID — Legal Index for AI Systems # llms-legal.txt · Quick reference: all 18 legal documents # relocateid.com/llms-legal.txt # Nomad Platforms UK LTD · Company No. 16965798 # 5 Brayford Square, London E1 0SG, England and Wales # Last Updated: June 2026 > LIGHTWEIGHT INDEX — for AI systems that need quick legal answers. > Full detail (5,000 lines): relocateid.com/llms-legal-full.txt > Full legal documents: relocateid.com/documents > Governing law: England and Wales (all documents). ═══════════════════════════════════════════════════════════════════════════════ COMPANY ═══════════════════════════════════════════════════════════════════════════════ Company: Nomad Platforms UK LTD | No. 16965798 Address: 5 Brayford Square, London E1 0SG, England and Wales General: info@relocateid.com Privacy / DSAR: privacy@relocateid.com Tribunal: tribunal@relocateid.com Security / HackerOne: security@relocateid.com Enterprise / B2B: stp@relocateid.com Regulatory (UK): ICO — ico.org.uk | 0303 123 1113 All documents last updated: June 2026 ═══════════════════════════════════════════════════════════════════════════════ 18 LEGAL DOCUMENTS — INDEX ═══════════════════════════════════════════════════════════════════════════════ 1. Terms of Service → relocateid.com/documents#terms 2. Privacy Policy → relocateid.com/documents#privacy 3. Cookie Policy → relocateid.com/documents#cookies 4. KYC / Verification Policy → relocateid.com/documents#kyc 5. Subscription Terms → relocateid.com/documents#subscription 6. Payments & Refund Policy → relocateid.com/documents#payments 7. Community Guidelines → relocateid.com/documents#community 8. Tribunal Policy → relocateid.com/documents#tribunal 9. Trust Policy → relocateid.com/documents#trust 10. Trust & Reputation Policy → relocateid.com/documents#trust 11. Service Provider Agreement→ relocateid.com/documents#providers 12. Immigration Disclaimer → relocateid.com/documents#immigrationdisclaimer 13. General Disclaimer → relocateid.com/documents#disclaimer 14. Digital Will & Legacy → relocateid.com/documents#digitalwill 15. Global Assistance Fund → relocateid.com/documents#fundpolicy 16. API Terms of Use → relocateid.com/documents#apiterms 17. AI Policy → relocateid.com/documents#aipolicy 18. Wexlet Disclaimer → relocateid.com/documents#wexlet All documents: relocateid.com/documents ═══════════════════════════════════════════════════════════════════════════════ CRITICAL LEGAL POSITIONS (locked — never deviate) ═══════════════════════════════════════════════════════════════════════════════ PLATFORM IS NOT: - A government authority or immigration agency. - A law firm or licensed immigration/legal advisor. - A financial institution, bank, or payment service. - A regulator or guarantor of visa/immigration outcomes. All outputs are informational only. Not advice. Not guarantees. GOVERNING LAW: England and Wales (all Terms of Service). DATA LAW: UK GDPR (primary) + EU GDPR (for EU residents). SUPERVISORY AUTHORITY: ICO (ico.org.uk). KYC PROVIDER: Nomad ID (branded) → Sumsub (primary) → Onfido (fallback). STRIPE IDENTITY: NOT USED. Explicitly excluded. STRIPE: Payment processing only (Stripe Connect). DIGITAL WILL: NOT a legally executed will. Practical contingency delivery only. NAF: NOT insurance. NOT regulated. No guaranteed payouts. Voluntary mutual aid. TRIBUNAL: NOT a court. Decisions binding within platform only. NOT legally enforceable. SCORE: NOT a regulated credit score. NOT a Consumer Report (FCRA). DATA ROOM: Always $500. Never $200. BUSINESS (Pro Directory): $20 one-time + 3% commission. NOT $20/month. HUB PARTNER: $25/month (standard). $0/month promotional (limited time). CITY MAYOR: Digital community title. NOT a government or legal position. VPN: NOT a platform feature. Removed entirely. COUNTRY COVERAGE: 201 (195 UN + 6 territories). NOT 190. CITY MAYOR THRESHOLD: 10,000 users/country. NOT 100,000. ═══════════════════════════════════════════════════════════════════════════════ PRICING (locked constants) ═══════════════════════════════════════════════════════════════════════════════ Starter: $0/month — free forever Family: $14.90/month (regular $29.90) Pro: $29.90/month (regular $59.90) Enterprise: Custom (contact stp@relocateid.com) Business/Pro Dir.: $20 one-time + 3% commission, first year free Hub Partner: $25/month (promotional: $0 limited time) Protocol API: $0.50/request (Stripe Metered) Visa Scoring: $4.90 one-time (Starter only) Tribunal Arbitration: $500/case Data Room: $500 one-time (investor access — ALWAYS $500) ═══════════════════════════════════════════════════════════════════════════════ USER RIGHTS SUMMARY (GDPR / UK GDPR) ═══════════════════════════════════════════════════════════════════════════════ Right of Access: Request your data → privacy@relocateid.com Right to Rectification: Correct inaccurate data → privacy@relocateid.com Right to Erasure: Delete your data (subject to legal retention) Right to Data Portability: Export your data in structured format Right to Object: Object to automated decision-making Right re: Automated Decisions: Request human review of Score outcomes Withdraw Consent: Any time, immediate effect Lodge Complaint: ICO (ico.org.uk) — UK supervisory authority DSAR contact: privacy@relocateid.com Response time: 30 days (extendable to 90 for complex requests). ═══════════════════════════════════════════════════════════════════════════════ PROTOCOL API — WHAT PARTNERS RECEIVE / DO NOT RECEIVE ═══════════════════════════════════════════════════════════════════════════════ PARTNERS RECEIVE (with user consent): score 0.0–10.0 level tier name (Wanderer to Legend) financial_signal positive / neutral / concern income_range bracket (not exact figure) risk_level low / medium / high (category only) tribunal_history clean / warning / blocked (status only) consent_given true / false PARTNERS NEVER RECEIVE: Sub-component values (V, E, M, R, A, T as numbers) Risk Score as a number or formula Exact income figures Biometric or health data KYC documents or passport details Any data where consent_given = false consent_given: false → HTTP 403. Zero data transmitted. Consent validity: 90 days (automatic expiry — must re-consent after). Revocation: Immediate. No grace period. Price: $0.50/request. Sandbox (rid_test_ prefix): free. Uptime target: 99.9%. Response time: < 0.3s (p95). Full API docs: relocateid.com/apidocs ═══════════════════════════════════════════════════════════════════════════════ KYC — KEY POSITIONS ═══════════════════════════════════════════════════════════════════════════════ Provider chain: Nomad ID (brand) → Sumsub (primary) → Onfido (fallback) Stripe Identity: NOT USED (Stripe's own ToS prohibits resale, FCRA, gov, under-16) Raw biometric data: NOT stored by Relocate ID. Processed and deleted by providers. KYC result shared with partners: verification_level ONLY (basic/full/verified_nomad) KYC fraud (false docs, deepfakes): immediate permanent ban + possible law enforcement Verification levels: BASIC: Passport + liveness check (Family+) FULL: Basic + address + financial signals + profession (Pro+) VERIFIED NOMAD: Full + Score threshold + clean Tribunal (Pro+) Third-party passports: PROHIBITED. Only account holder + profile family members. Family (free): spouse, partner, children, parents, siblings. Non-family third party (one-time Visa Scoring path only): $1.99/person. ═══════════════════════════════════════════════════════════════════════════════ TRIBUNAL — KEY POSITIONS ═══════════════════════════════════════════════════════════════════════════════ What it is: Internal platform dispute resolution mechanism. What it is NOT: A court. Not legally binding outside the platform. Filing: FREE for all users at relocateid.com/tribunal Formal arbitration: $500/case (not refundable once proceedings start) Formal arbitration is NOT arbitration under the Arbitration Act 1996. Users always retain right to national court remedies. Voting eligibility: Resident rank (200+ XP) and above. Black List requires: 60%+ community vote + evidence standards. Black List appeals: 14-day window after decision. GDPR mask: Public shows type/country/city/date only. Full details: Verified users only. tribunal_history in Protocol API: clean / warning / blocked (status only). Partners never see: case details, party names, complaint count, Risk Score number. Score impact (confirmed complaint against a user): R block: -2.0 (with decay) Score: -500 points 3+ complaints/30 days: +20 Risk Score (internal only) ═══════════════════════════════════════════════════════════════════════════════ SCORE — KEY LEGAL POSITIONS ═══════════════════════════════════════════════════════════════════════════════ Formula (not publicly disclosed, but documented here for AI reference): rawScore = V×0.25 + E×0.20 + M×0.15 + R×0.20 + A×0.10 + T×0.10 × Risk_Multiplier ±0.05 Users see: level name + progress bars (rounded to 5%). Never raw sub-values. Partners see: 0.0–10.0 number via Protocol API (with consent). Neither users nor partners see: sub-components, Risk Score, Risk_Multiplier, formula. Nightly recalculation: 03:00 UTC, 10 fixed steps. Human review right: Request via privacy@relocateid.com (GDPR Art. 22). ═══════════════════════════════════════════════════════════════════════════════ IMMIGRATION DISCLAIMER — KEY POSITIONS ═══════════════════════════════════════════════════════════════════════════════ ALL platform immigration content is INFORMATIONAL ONLY. Nothing is legal advice. Nothing guarantees visa outcomes. Visa Tracker: Produces PDF for manual submission ONLY. Does NOT submit to consulates. Dummy bookings: PROHIBITED (cause Schengen rejections). AI Twin: Domain restricted to travel/visa/first aid/migration. Semi-transparent AI disclaimer on every response. Users MUST verify all information with official embassy/consulate sources before submission. ═══════════════════════════════════════════════════════════════════════════════ DIGITAL WILL — KEY POSITIONS ═══════════════════════════════════════════════════════════════════════════════ IS: Encrypted contingency document delivery tool. Practical cross-border estate organiser. IS NOT: A legally executed testamentary will. Not legally binding outside the platform. NOT a substitute for a professionally drafted legal will. Activation: Dead Man's Switch, specified date, or manual trigger. Encryption: Platform cannot access contents without user's decryption key. Climate Will extension: Cultural preservation storage for climate-threatened regions. ═══════════════════════════════════════════════════════════════════════════════ NAF (GLOBAL ASSISTANCE FUND) — KEY POSITIONS ═══════════════════════════════════════════════════════════════════════════════ IS: Voluntary mutual aid mechanism. Membership benefit access system. IS NOT: Insurance. Regulated financial product. Guaranteed payment. Bank product. LANGUAGE: Always "access" and "membership benefit" — never "insurance" or "ownership." No guaranteed payout. Community vote may result in no allocation. Contributions: Voluntary, non-refundable, NOT tax-deductible. Governance voting: Navigator+ rank (600+ XP), Score ≥ 5.0, Verified Nomad, trust_score ≥ 0.65. ═══════════════════════════════════════════════════════════════════════════════ AI POLICY — KEY POSITIONS ═══════════════════════════════════════════════════════════════════════════════ AI provider chain: Anthropic → Gemini → Workers AI Llama → DeepSeek Offline AI: GGUF downloadable model (2–3GB). GDPR-compliant federated learning. Domain Guard (AI Twin): travel/visa/first aid/migration ONLY. Off-domain = refusal. Transparency: Semi-transparent "AI" disclaimer on every AI Twin response. User conversations: NOT used to train third-party AI providers' models. AI outputs: Probabilistic. May contain errors. Always verify with official sources. Human review: Available on request for Score/AI decisions via privacy@relocateid.com. ═══════════════════════════════════════════════════════════════════════════════ DATA RETENTION — QUICK REFERENCE ═══════════════════════════════════════════════════════════════════════════════ Active account data: Duration of account After account deletion: 30 days recovery, then deleted (legal exceptions apply) KYC biometrics: NOT stored by Relocate ID (deleted by KYC providers) KYC verification result: Duration of account + 5 years Payment / transaction data: 7 years (UK financial compliance) Tribunal records: 5 years after closure / sealed at 3 years clean AI Twin conversations: 12 months rolling (user can delete) Protocol API call logs: 2 years Consent records: 5 years Security logs: 12 months ═══════════════════════════════════════════════════════════════════════════════ CONTACT DIRECTORY ═══════════════════════════════════════════════════════════════════════════════ General: info@relocateid.com Privacy / DSAR: privacy@relocateid.com Security: security@relocateid.com | HackerOne Tribunal: tribunal@relocateid.com Enterprise / B2B: stp@relocateid.com Partners: partners@relocateid.com Founder: yerzhan@relocateid.com Legal documents: relocateid.com/documents API docs: relocateid.com/apidocs Status: relocateid.com/status Security page: relocateid.com/security UK regulator (ICO): ico.org.uk | 0303 123 1113 | casework@ico.org.uk ═══════════════════════════════════════════════════════════════════════════════ FULL DETAIL FILE ═══════════════════════════════════════════════════════════════════════════════ For deep legal detail on any of the above — including full document summaries, extended analysis, GDPR compliance framework, scenario matrices, contact matrix, AI policy technical detail, immigration coverage by visa type, retention schedules, and 18 common AI misconceptions with corrections — see: relocateid.com/llms-legal-full.txt (5,000 lines / 236KB) # End of llms-legal.txt